Commercial Auto Insurance
Feeling overwhelmed choosing the proper trucking insurance?.
Let Preventty be your Insurance Guide
Flexible. Affordable. Reliable. We understand the risks and challenges of operating a trucking business. That’s why we’re committed to providing our clients the best coverage and support possible.
We work with over 35 insurance companies with A, B, Risk Retention, and Non-Rate ratings. We are confident that with our consultancy, you will find a commercial insurance policy that fits the needs and budget of your transportation company, including coverage for accidents, cargo, and liability.
You can trust that you’re getting the best possible value for your insurance premiums. Whether you’re a small independent owner-operator or a large fleet owner, we’re dedicated to helping you protect your livelihood and achieve long-term success.

Liability
Trucking is a risky business. Protect your trucks against third-party damage to people and property by obtaining the right trucking liability insurance. We analyze your needs thoroughly to offer suitable and affordable plans.

Physical Damage (PD)
A non-mandatory primary coverage for carriers. It aims to secure the material property of the policyholder, like your truck.It protects your vehicle and its equipment against any damage caused by natural disasters, theft or fire, collision or overturn.

Motor Truck Cargo (MTC)
MTC insurance is mandatory coverage for carriers (according to their classification). It protects the product or cargo of a third party transported in the trailer against any risk of physical loss or damage during transit, loading, or unloading.

Trailer Interchange (TI)
This coverage ensures Physical Damage (PD), for any amount and type of trailer that must be constantly changed in operation. It is only mandatory for units that are being paid to financial institutions.

General Liability
Comprehensive coverage for all trucking businesses. It increases the scope and limit of existing policies while offering protection against defamation, third-party damage, and injuries. The benefits apply to Liability, General Liability, and Motor Truck Cargo coverages.

Bobtail & Non Trucking Liability
Coverage that offers liability protection when the truck is in operation for non-commercial or dispatch activities. It provides coverage even if the tractor has a trailer hooked, given it is empty.

Workers' Compensation
Coverage that protects employees in case of a job-related injury (including death) due to an accident or occupational disease. The compensation is disbursed as per the insurance terms and conditions.

Umbrella
It is an extension to increase the limits of the policies. It offers comprehensive coverage, including any injury, property damage, lawsuits, and other liability situations.

Excess Liability
Increases the limit of existing coverage chosen by the client. Trucking businesses get additional coverage with excess liability truck insurance.
We cover all types of Trucks
Whether you have a small truck or an entire fleet, we have the perfect insurance. Discover our wide range of options and protect your investment with confidence. We can access risk retention groups in case you need it.

Flatbed

Dry Van

Reefer

Dump Truck

Tow Truck

Car Hauler

Easy access to your certificates
Download your insurance certificates online and enjoy the convenience, speed, and security of having them available anytime and anywhere.
- Download your certificates 24/7
- Send your certificate directly to your broker.
- Request policy changes/endorsements.
- Check and download ID Cards.
- Follow-up of certificates requested.
- Policy documentation.
- Send claims.