Pólitica de privacidad, Términos y condiciones

Last updated, 2 january, 202

At Preventty – USA Specialty Insurance LLC, we are committed to respecting your privacy and protecting the personal information you share with us. This Privacy Policy outlines the types of data we collect, how we use it, and your rights in relation to your information. By using our Service, you agree to the practices described here and trust us to handle your data with care and transparency.

Definitions

Account: A unique account created for you to access our Service or parts of our Service.

Business: Refers to our Company as the legal entity that collects consumers’ personal information and determines the purposes and means of processing that information.

Company (referred to as either “the Company”, “We”, “Us” or “Our”): Preventty – USA Specialty Insurance LLC, 2370 Rice Boulevard Office 109, operating in the United States.

Consumer: A natural person who interacts with our Company and uses our Service.

Cookies: Small files that are placed on your computer, mobile device, or any other device by a website, containing details of your browsing history among its many uses.

Country: Refers to the United States, indicating the primary location from which the Company operates or the service is provided.

Device: Any device that can access the Service, such as a computer, cellphone, or digital tablet.

Do Not Track (DNT): A concept allowing internet users to control the tracking of their online activities across websites.

Facebook Fan Page: A public profile named Preventty – USA Specialty Insurance, specifically created by the Company on the Facebook social network.

Personal Data: Any information that identifies, relates to, describes, or is capable of being associated with, or could reasonably be linked, directly or indirectly, with you.

Service: Refers to the website operated by the Company, accessible from https://usaspecialtyinsurance.com.

Service Provider: Any natural or legal person who processes data on behalf of the Company. These entities perform services related to the Service or assist the Company in analyzing how the Service is used.

Third-party Social Media Service: Any website or social network website through which a user can log in or create an account to use the Service.

Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (e.g., the duration of a page visit).

You/Your: The individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

We value your privacy and aim for transparency about how we collect, use, and share your information. This section explains the types of data we collect and how they are used to improve the service we provide to you.

Types of Data Collected

Personal Data

While interacting with our Service, we may ask you to provide us with specific personally identifiable information that can be used to contact or identify you. Examples of such Personal Data include:

Email Address: Used for communication and service updates.

Full Name: Helps us personalize our communication with you.

Phone Number: Used for direct contact for customer support or service notifications.

Physical Address: Required for services that need physical delivery or location-based personalization.

Usage Data

We automatically collect information when you access our Service. This data helps us understand how you use our services and areas for improvement. Usage Data includes:

Browser Information: Type and version of your browser.

IP Address: Helps diagnose server problems and administer our website.

Activity on Our Service: Pages you visit, time and date of your visit, time spent on those pages.

Device Information: Type of device, unique device identifiers, device settings, and operating system.

Mobile Device Data

When accessing our service via a mobile device, additional information may be collected automatically, such as:

Type of Mobile Device & Unique ID: To ensure the proper functioning of the app and cater services specific to your device.

Mobile IP Address and Browser: Used for enhancing security and service optimization based on your mobile browser and network.

Mobile Operating System: To troubleshoot issues specific to your operating system and improve app performance.

Information from Browser

Each time you visit our Service, we collect information sent by your browser. This includes pages you visit and other statistics, which help us improve our website and understand user preferences.

How We Use Your Data

Service Provision and Maintenance: Your data helps us deliver and enhance the services you use; it supports features such as account setup, administration, and customer support.

Communication: We use your contact details to communicate important updates, offers, and administrative information.

Performance and Improvement: Analyzing how you use our service allows us to improve user experience and develop new features.

Security Measures: Your data assists in protecting our Service against fraud, abuse, and other harmful activities.

Legal and Compliance: We use your data to comply with applicable laws and enforce our agreements with third parties.

Use of Your Personal Data

We handle your personal data responsibly and in compliance with applicable U.S. laws. Below are the specific purposes for which we can use your personal information:

Service Provision and Maintenance: We use your personal data to operate and maintain our services, ensuring you have access to our full range of features.

Account Management: Your personal data helps us manage your account and handle your registrations and user profile.

Contractual Obligations: To fulfill transactions for products or services you have requested.

Communication: Inform you about updates, security alerts, and product or service information.

Marketing and Promotions: With your permission, we may send you news and special offers.

Request Management: To attend to and manage any requests or issues you may have contacted us about.

Targeted Advertising: With your consent, we use your information to develop and display personalized advertising content.

Business Transfers: In the event of a merger, divestiture, restructuring, or other sale or transfer of assets.

Analytical Purposes: To identify trends and improve service, marketing, and customer relationships.

Compliance and Legal Obligations

We ensure that your personal data is processed in accordance with legal requirements and for legitimate business purposes only. Our practices are designed to provide a high level of security for your personal information, respecting your privacy rights.

Your Choices and Rights

You have specific rights regarding the personal information we hold about you. These include:

Access and receive a copy of your data.

Rectify any inaccuracies.

Request the deletion of your data.

Withdraw consent where applicable.

To exercise these rights, please contact us. Verification of your identity may be required to ensure the security of your data.

Retention of Your Personal Data

We retain personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Upon reaching the end of the retention period, data is securely deleted or anonymized.

Transfer of Your Personal Data

Your personal data may be processed and stored in locations where we or our partners operate. We take precautions to ensure your data is handled securely and in compliance with applicable laws.

Disclosure of Your Personal Data

We may disclose data:

To comply with legal obligations.

In connection with business transactions.

To protect our rights or investigate wrongdoing.

Children’s Privacy

Our Service does not address individuals under the age of 13. If you believe your child has provided personal data, please contact us.