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Your Truck Is Your Work Tool, Protect It from Any Unexpected Event!
With Full Coverage insurance, you safeguard your truck in case of accidents, third-party damages, damage to your truck, and even the cargo you transport.
Don’t let an unexpected event put your truck and everything you’ve worked so hard for at risk. A simple road incident like black ice, a careless driver, or an unexpected truck failure could cost you thousands of dollars and leave you without work, jeopardizing your dreams and those of your family.
Don’t wait until it’s too late, protect your truck today!
Commercial Auto Liability
Protect Your Finances from Accidents!
This insurance is mandatory and covers damages you may cause to other people or property while driving your truck. If you’re in an accident, the policy could covers the medical expenses of those affected and any damage caused, possibly saving you from paying thousands of dollars out of pocket.
Motor Truck Cargo (MTC)
Protect the Cargo You Transport!
If you haul goods, this insurance is essential. It covers damages to the cargo you transport in case of an accident or fire. This coverage is mandatory if you work with brokers, Amazon, or Walmart.
Physical Damage (PD)
Your Truck Is Your Business, Protect It!
This insurance covers your truck against unexpected events such as collisions, rollovers, fires, or weather-related damage. It’s not mandatory, but if your truck is your livelihood, imagine losing it overnight. With this coverage, you won’t be stranded if something happens.
4 Simple Steps to Secure What Matters Most
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Frequently Asked Questions About Your Commercial Insurance
CSL is a single coverage limit that includes third-party property damage and bodily injury under one total amount. It covers damages from accidents involving your listed vehicles.
Yes, CSL covers damage to third-party property, including vehicles, buildings, or infrastructure affected by the accident.
The APD policy covers physical damage to your vehicle in cases of accidents, collisions, vandalism, theft, or natural disasters.
If the other vehicle is uninsured, your APD policy may cover the damages—provided your policy includes coverage for accidents involving uninsured vehicles.
The MTC policy covers damages or losses to the transported cargo during transit, including accidents, theft, fire, and other incidents.
If the cargo isn’t correctly secured and gets damaged, the MTC coverage may be affected, as improper handling could be considered an exclusion.
If the damage occurs due to an accident where you’re not at fault, MTC coverage may apply. However, the specific circumstances and policy coverage will determine the final decision.